Additional free insurance coverage for accidents while you're on and off-the-job

Exclusively for Grab Delivery-Partners

Make a Claim

What’s in it for you

Automatic protection

Additional coverage on top of Group Personal Accident, for active Grab Delivery-Partners.

High accident coverage

Coverage up to RM50,000 for accidental death, permanent disability, funeral and medical expenses.

24/7 nationwide coverage

Have peace of mind in the event of an accident, both on and off-the-job

	Member & Gold	Platinum & Ultimate

Accidental Death or Permanent Disabilities	RM 1,000	RM 2,000
Accident Medical Expenses Reimbursement	RM 25,000	RM 50,000
Funeral Expenses (Accident)	RM 500	RM 500
Ambulance Expenses (Accident)	N/A	RM 500

Delivery-partners must fulfil the following criteria to be eligible:

•

Has completed more than 30 deliveries in the previous month

•

Has a Cancellation Rate (CR) of less than 8% in the previous month

Let’s take an example

Ahmad is a Platinum-tier Delivery-Partner this month (based on his performance in the last quarter)

Scenario A: On-the-Job

Ahmad was involved in an accident while delivering GrabFood order. Because the accident happened while Ahmad was on-the-job, he is eligible to receive coverage from both Group Personal Accident and Insurans Kemalangan RPG 24/7 at the same time.

Scenario B: Off-the-Job

Ahmad was involved in an accident before going online on the Grab Driver app. He is not covered by Group Personal Accident (because the accident occured while Ahmad was offline). However, he is covered by Insurans Kemalangan RPG 24/7.

Claims Process

STEP 1

Accident occurs

STEP 2

Lodge a police report within 24 hours

STEP 3

Lodge a report in the Grab Help Centre

STEP 4

Submit documents

Screenshot of GrabBenefits Tier Booking ID (at the time of the accident) Chubb Personal Accident Claim Form

STEP 5

Claims will be processed

STEP 6

Receive your claim payment

Got questions? We’ve got answers

For more questions, please visit our Help Centre

What is the difference between Group Personal Accident and Insurans Kemalangan RPG 24/7?

Do I have to pay my own medical bills first?

What forms do I need to fill out to start the claim process?

Can I claim more than my total medical bills?

I am a Member level driver at GrabBenefits. Am I covered by RPG 24/7 Accident Insurance (Personal Accident)?

Will I also be protected from all kinds of disasters/accidents/diseases?

When will my GrabBenefits tier be refreshed?

Grab reserves the sole and absolute right to withdraw, alter, extend or terminate any aspect of the GrabBenefits programme, including the benefits offers, or amend any parts of the terms and conditions at any time without prior notice. In the event of any disputes arising directly or indirectly from the programme and its offerings, Grab’s decision shall be deemed final and conclusive.

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