Who are Qualified?

Php 50k coverage

PLATINUM

GOLD

SILVER

Php 100k coverage

PLATINUM

GOLD

Php 100k coverage

PLATINUM

GOLD

Php 100k coverage

PLATINUM

GOLD

Php 100k coverage

PLATINUM

GOLD

Php 100k coverage

PLATINUM

GOLD

Details

Free on-time use card for ER (Silver) or ER and In-Patient (Gold and Platinum) expenses

Validity : 1 Year

Mechanics

  1. Benefit Limit: Php 50,000
  2. Outpatient care for emergency cases due to accidents including the ff:
    • Doctor’s professional fee
    • Laboratory and diagnostic procedures
    • Emergency room care
    • Medicines as medically necessary in the emergency room
  3. Additional Benefit
    • Php 20,000 Personal accident benefit
  4. Conditions not covered by ER Care Basic 50
    • Non-emergency and pre-existing conditions, congenital and maternity-related conditions, and other conditions under IHC’s General Exclusions list are not covered by this product.
    • An illness or condition is considered pre-existing if, prior to effective date of coverage:
      1. Any professional advice or treatment was given for such illness or condition;
      2. Such illness or condition was in any way already known to the member; or
      3. The pathogenesis of such illness or condition had already started (of which the Member may not be aware of).
    • Non-coverable accidents include but are not limited to: self-inflicted injuries; injuries from professional sports and high-risk sports; injuries or illnesses due to military, paramilitary, or police service; injuries from high risk activities or suffered under condition of war; and accidents that are secondary to or contracted

1. Emergency Care Services 
Outpatient care and inpatient care for emergency cases due to accidents, viral/bacterial illnesses, and specific conditions 

  • Doctor’s professional fee 
  • Room accommodation 
  • Laboratory and diagnostic procedures 
  • Medicines as medically needed 
  • Use of operating room, recovery room and ICU 
  • Surgery and surgeon’s fees when medically necessary: 
    1. Special Modalities as medically needed subject to P 5,000 sublimit: 
    2. Laparoscopic procedures 
    3. Magnetic Resonance Angiography (MRA) 
    4. Magnetic Resonance Imaging (MRI) 
    5. Computerized Tomography (CT) Scans 
    6. Endoscopic Procedures (Therapeutic) 
    7. Pain Management 
    8. Arthroscopic Procedures, Orthopedic Arthroscopy 
    9. Other medically necessary modalities not mentioned above and those for which there are no comparable, conventional or traditional counterparts 

2. Additional Benefits 
One-time hospital cash allowance of P 1,000.00 when confined 

3. Covered illnesses or conditions

ER Care All-In 100 Adults covers accidents that include, but are not limited to:

  • Accidents, excluding Cerebrovascular (Stroke)
  • Fracture, new
  • Burns, new
  • New animal bites, including first dose of vaccines
  • Cuts, new, needing suturing
  • Sports injuries, contact and noncontact sports, excluding professional sports and high-risk sports
  • Accidental chemical poisoning

ER Care All-In 100 Adults also covers diseases that include, but are not limited to:

  •  Acute Bronchitis
  •  Acute gastroenteritis with dehydration
  •  Acute tonsillopharyngitis with moderate dehydration
  •  Acute Sinusitis
  •  Acute tonsillopharyngitis
  •  Acute Upper Respiratory Tract Infection
  •  Amoebiasis
  •  Cellulitis
  •  Dengue Fever
  •  Acute Pneumonia
  •  Typhoid Fever
  •  Urinary Tract Infection
  •  SVI (systemic viral infection) with fever
  •  Measles with high-grade fever
  •  Chicken pox with complications
  •  Leptospirosis
  •  Polio
  •  Cholera
  •  Diphtheria
  •  Pertussis
  •  Tetanus
  •  Rabies
  •  Meningitis
  •  Chikungunya
  •  Malaria
  •  Anaphylactic Shock
  •  Acute Appendicitis
  •  Acute Gastritis
  • Valid for 1 year but for one only one-time use
  • Hospitals covered: 500+ IHC-accredited hospitals nationwide except Top 6:
  • Paano kung bumaba ang aking tier? (Example mula sa Silver to Member)
    • Wag mag-alala! Maaari mo pa rin gamitin ang benefit ng iyong card basta ito ay valid at hindi pa nag-eexpire!
  • Paano kung tumaas ang tier?
    • Mananatili ang iyong kasalukuyang benefit hanggang hindi ito nareredeem. Walang karagdagang benefit na makukuha sa susunod na buwan.

How to Claim?

  • ‘Pag naabot ang eligible tier ng GrabCar, register dito:
Click here
  • Para naman sa GrabFood at GrabExpress, abangan ang electronic vouchers mula sa Insular Life sa iyong registered email. Present this voucher during hospital / consultation billing.

Frequently Asked Questions

Nais ng Grab na magbigay-pugay sa ating mga driver partners sa pamamagitn ng pagbibigay ng mas marami pang benefits na makakatulong sa pang-araw-araw na gastusin.

Lahat ng ating driver-partners ay may libreng eye consultation sa Vision Express at hindi pa rin mawawala ang Grabcare Package at accident insurance para sa lahat ng active driver-partners ng Grab. Ngunit nais namin na lubusin mo ang iyong pagbiyahe upang makamit ang mas malaking rewards na meron sa Silver, Gold at Platinum.

Ano ang mga rewards na nasa loob ng GrabCare Package?

May (6) na programa sa loob ng GrabCare Package na available para sa lahat ng tiers:

Bukod pa dito ang Accident Insurance para sa lahat ng active driver-partners, dahil safety mo ang priority natin sa Grab!

Hindi. Sa katunayan, nadagdagan pa ito ng mga rewards na sasagot sa iyong basic needs at health & wellness ng iyong pamilya.

Mag-level up lang sa iyong tier para mas maenjoy ang mas maraming rewards!

Mapapalitan gn MAS MABABANG COMMISSION RATE ANG FARE REBATE. Dahil dito, wala na kayong kailangan bantayan na fare rebate target at lahat na ng driver ay makikinabang sa mas mabaang commission rate.

Dati ay hindi lahat ng drivers ay nakaka-hit ng kanilang fare rebate target kaya mas kaunting drivers ang nakaatanggap nito. Gusto ng Grab na lahat ng driver ay makaatanggap ng mas malaking earnigs kaya ibinaba n lang namin ang commission rate kapalit ng pag-hit ng fare rebate.

Paalala: Nagsimula ito noong February 2020

Upang makukuha ng mas magandang benefits at mas makapagbigay ng serbisyo sa mas maraming pasahero, 

Hindi. Babalik lang to sa nakatakdang halaga kaya sulitin ang iyong rewards para hindi ito masasayang.

Ang pagtaas ng completion rate requirements ay alinsunod sa pagtaas ng requirements ni PCC.

Ginawa natin to para maiwasan ang job masking. Para sa karagdagang impormasyon, pumunta sa grb.to/onegrab

Ito ay ise-send namin kada buwan sa:

-Push notification at app inbox message sa iyong Grab Drive app

Hindi mo na kailangan mag-apply para ma-qualify sa programang ito. Automatic na ise-send ng Grab kada buwan ang mga updates sa iyong Grab driver app at passbook sakalig ma-meet mo ang mga targets ng specific na Ka-Grab Rewards tier.

Ayon sa ating Driver/Delivery Guidelines, anumang paglabag dito ay magiging sanhi ng ineligibility sa rewards program. Para malaman ang kumpletong detalye i-click ito: Driver/Delivery Guidelines