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Enjoy Peace of Mind When You Drive With Grab

24-hour protection ensured while you are online and driving with Grab.

Choose a Policy
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What’s in it for you

Only pay when you come online

Active coverage for 24 hours, without the need for annual e-hailing insurance

Diverse selection of panel insurers

Various insurance partners available to provide flexible and affordable e-hailing insurance for our driver-partners

Simple and fast application

Opt-in directly from the Grab Driver App, only when you decide to come online

How do I get Grab Daily E-Hailing Insurance

Opt-in

A pop-up will appear on your screen once you open the Driver App to begin accepting bookings

1
Daily deductions occur first from the Driver Cash Wallet. If the Cash Wallet balance is insufficient, deductions are made through the Credit Wallet. Driver-partners who have purchased an annual e-hailing insurance policy need not purchase this coverage. Please check with your insurer if you would like to purchase annually.

Example of Deduction for Grab Daily E-Hailing Insurance

Online

12 July 2024 8:00am

RM 3.06 Is deducted Policy is turned on for 24 hours until 8.00am, 13 July 2024

Offline

12 July 2024 6:00am

Policy is still active.

Online

13 July 2024 6:00am

Policy is still active. No deduction required

Online

13 July 2024 8:00am

RM 3.06 Is deducted Policy is turned on for 24 hours until 8.00am, 14 July 2024

Offline

For the next 7 days

No deduction for offline days

Online

20 July 2024 3:00pm

RM 3.06 Is deducted Policy is turned on for 24 hours until 3.00pm, 21 July 2024

Pricing, Coverage Details & Claims for Grab Daily E-Hailing Insurance

Coverage Details
Coverage details will differ for each insurer.
Refer to the below for more information.
Claims
  • You will only be able to file claims if you get into an accident while you are completing a Grab ride or actively available* on Grab.
  • To file for a claim, you will need to contact your insurer.

*Actively available is defined as driver-partners being online and ready to receive jobs by keeping minimum credit wallet balance (RM10) at all times.

Important note: Due to the recent service tax changes implemented by the Government of Malaysia effective from 1 March 2024, rising from 6% to 8%, most of our GDI Insurers will be adjusting their Daily E-hailing Insurance net pricing.

Choose a Policy Based on Your Budget

RM3 - RM4

Chubb Insurance Malaysia Berhad ·RM3.06 per day


Coverage Details:

  • Loss or Damage to your own Vehicle
  • Liability to Third Parties
  • Personal Accidents Cover for Authorised E-hailing Driver up to RM20,000
  • Unlimited Legal Liability to Fare Paying Passengers – Unlimited
  • Legal Liability of Fare Paying Passengers for Negligent Acts – Unlimited

Comparison Table

InsurerChubbGenerali Insurance (AXA Affin / MPI)Tokio MarineZurich (Conventional / Takarul)MSIG InsuranceAllianzEtiqa General (Conventional / Takaful)
Daily RateRM 3.06RM 3.26RM 3.40RM 5.62RM 5.67RM 6.00RM 7.00
Vehicle Coverage
Third Party Coverage
Personal Accident (PA) Cover AmountRM 20,000.00RM 10,000.00RM 10,000.00RM 50,000.00RM 10,000.00RM 10,000.00RM 15,000.00
Legal Liability for Fare Paying PassengersUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Legal Liability for Fare Paying for Negligent ActsUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Insurer's Product Information PageLearn MoreComing SoonLearn MoreLearn MoreLearn MoreLearn MoreLearn More

Got questions? We’ve got answers

For more questions, please visit our Help Centre
Grab reserves the sole and absolute right to withdraw, alter, extend or terminate any aspect of the GrabBenefits programme, including the benefits offers, or amend any parts of the terms and conditions at any time without prior notice. In the event of any disputes arising directly or indirectly from the programme and its offerings, Grab’s decision shall be deemed final and conclusive.
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